What We Do

Belk Appraisal Service offers a full line of services to provide you with a thorough, unbiased third-party report (View a sample).  Our team of experienced appraisers are FHA-Approved, Certified Residential Appraisers and can assist you with the following:

TAX APPEALS
Georgia Deadline is April 1, 2010! 
Ensure that your home's tax valuation aligns with today's market prices.  Some residents have reported discrepancies of over 20%!  Learn More>>

REFINANCE
Today's low mortgage rates make it an attractive option to refinance to lock in a lower monthly payment or change your mortgage term.  A residential appraisal is a necessary step in the refinancing process.  Learn More>>

BANKRUPTCY
An accurate appraisal report is an important element in any bankruptcy proceeding, and can greatly impact the amount of equity in your home.  Learn More>>
  
PMI REMOVAL
Private Mortgage Insurance (PMI) is the insurance that lenders ask home buyers to purchase when the amount being loaned is more than 80% of the value of the home. Congress passed a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to remove the PMI payments when the loan-to-value ratio conditions have been met, since many times the homeowner unknowingly overpays.  An appraisal for this purpose is appropriate for homeowners that believe they have met the 80% loan-to-value metric.  Learn More>>

DIVORCE SETTLEMENT
A divorce settlement involves the division of assets, particularly difficult when determining when a house is involved.  An appraisal is helpful to determine market value as well as formulating a realistic sales price if the home is to be sold.  Learn More>> 
 
ESTATE LIQUIDATION
The loss of a loved one is a difficult time in life and settling an estate from a death, or probate, often requires an appraisal to establish Fair Market Value for the residential property involved.  The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the fullest degree of discretion.  Learn More>>

RELOCATION
Employee relocations are complicated, and we try to simplify the process.  During our thorough inspection, we encourage relocating employees to provide input on the positive attributes of their property along with information about any recent sales or listings in their neighborhood that they want considered.  Learn More>>

SELLING A HOME
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make a better educated decision when determining your selling price.  We can also help in the earlier stages on home improvements (paint, carpet, bathroom remodels) you may be planning to help sell your home.  Be sure you can recover those costs beforehand!  Learn More>>